Tech Levels & Wealth

Base Economical Assumptions
1 coin is worth enough to buy a loaf of bread or similar.
Variations in starting wealth reflect increased prosperity, not inflation.

How Much do you Really Start With?
Realistically if you have a settled lifestyle, 80% of starting wealth should go into home, clothing, etc. leaving 20% for adventuring gear.

Trading Points for Money
Each point yields 10% of the campaign's average starting wealth (this can be done at creation or later).
Any amount more than 10 points and you are better off just buying Wealth.

Wealth & Status
If you are Wealthy or higher, you get +1 Status for free. +2 at Multimillionaire 1, and +3 at Multimillionaire 2.

Later Earnings
If a player becomes more wealthy (by gaining spare money equal to Starting Wealth of the next bracket) they must pay for that rank of Wealth.

Tables

Tech Level Table
Tech Level Description
TL0 Stone Age (Prehistory and later). Counting; oral tradition.
TL1 Bronze Age (3500 B.C.+). Arithmetic; writing.
TL2 Iron Age (1200 B.C.+). Geometry; scrolls.
TL3 Medieval (600 A.D.+). Algebra; books.
TL4 Age of Sail (1450+). Calculus; movable type.
TL5 Industrial Revolution (1730+). Mechanical calculators; telegraph.
TL6 Mechanized Age (1880+). Electrical calculators; telephone and radio.
TL7 Nuclear Age (1940+). Mainframe computers; television.
TL8 Digital Age (1980+). Personal computers; global networks.
TL9 Microtech Age (2025+?). Artificial intelligence; real-time virtuality.
TL10 Robotic Age (2070+?). Nanotechnology or other advances start to blur distinctions between technologies . . .
TL11 Age of Exotic Matter.
TL12 Whatever the GM likes!
^ Superscience! - Extreme Cinematic Sci-fi!
Starting Wealth Table
TL Amount
0 250
1 500
2 750
3 1,000
4 2,000
5 5,000
6 10,000
7 15,000
8 20,000
9 30,000
10 50,000
11 75,000
12 100,000
20% Starting Wealth Table
TL Amount
0 50
1 100
2 150
3 200
4 400
5 1,000
6 2,000
7 3,000
8 4,000
9 6,000
10 10,000
11 15,000
12 20,000
Monthly Pay Table
Campaign TL Monthly Pay
0 625
1 650
2 675
3 700
4 800
5 1,100
6 1,600
7 2,100
8 2,600
9 3,600
10 5,600
11 8,100
12 10,600
Wealth Level - Daily Pay Table
Wealth Level Daily Pay at TL 3
Poor 5
Struggling 12.5
Average 25
Comfortable 50
Wealthy 125
Very Wealthy 500
Filthy Rich 2500
Wealth Level - Monthly Pay Multiplier - Status Level Table
Wealth Level Monthly Pay Multiplier Status Level
Poor 1/5 -2
Struggling 1/2 -1
Average 1 0
Comfortable 2 1
Wealthy 5 2
Very Wealthy 20 3
Filthy Rich 100 4
Multimillionaire 1 1,000 5
Multimillionaire 2 10,000 6
Multimillionaire 3 100,000 7
Multimillionaire 4 1,000,000 8
Monthly Cost of Living Table
Status Examples Cost of Living
-2 Poor, street person 100
-1 Struggling, poor citizen 300
0 Average, freeman, apprentice 600
1 Comfortable, Merchant, Councilor 1,200
2 Wealthy, Mayor, Landless Knight, Business Leader 3,000
3 Very Wealthy, Landed Knight, Guild Master, Big City Mayor 12,000
4 Filthy Rich, Lesser Noble, Who's Who 60,000
5 Great Noble, Multinational Corp Boss 600,000
6 Royal Family, Governor 6,000,000
7 King, Pope, President 60,000,000
8 Emperor, God-King, Overlord 600,000,000
Daily Cost of Living Table
Status Examples Cost of Living
-2 Poor, street person 5
-1 Struggling, poor citizen 10
0 Average, freeman, apprentice 20
1 Comfortable, Merchant, Councilor 45
2 Wealthy, Mayor, Landless Knight, Business Leader 110
3 Very Wealthy, Landed Knight, Guild Master, Big City Mayor 430
4 Filthy Rich, Lesser Noble, Who's Who 2,150
5 Great Noble, Multinational Corp Boss 21,500
6 Royal Family, Governor 215,000
7 King, Pope, President 2,150,000
8 Emperor, God-King, Overlord 21,500,00